LOANS & CREDIT
Real Estate Lending:
The State Bank & Trust Company is committed to making the dream of home ownership a reality for all qualified individuals. We offer a variety of competitively priced loan programs tailored to meet the needs of potential borrowers, including fixed-rate mortgages and adjustable-rate mortgages with various repayment terms. Whether it be construction of a new residence, the purchase of an existing residence, or the refinancing of your current mortgage, we can help!
Variable-rate home equity line of credit loans are available to assist with home improvements or other personal expenses.
Click on the following links below for more information regarding buying a home!
- Get the Facts You Need to Make a Smart Homebuying Decision
- Use our Mortgage Calculator to help you determine the loan financing amount and payment options that are best for you
- Use the ABA's Rent vs. Buy Calculator to help you determine whether you should rent or buy a home
We will not discriminate against any applicant because of race, color, religion, national origin, sex, handicap, marital status, or age.
Contact a loan officer below for complete details on your next real estate loan.

